Matthieu Herbeau is an independent consultant and financial innovation expert specialized in FX and Digital Currencies. Working as a CBDC advisor for the Banque de France, he notably managed wholesale CBDC experimentation and trials with major central and commercial banks. He currently works on project Agorá, an initiative led by the BIS Innovation Hub to enhance cross border payments. Prior to this, he held senior roles with large custodians, managing their FX execution and hedging businesses. His core expertise includes FX, market infrastructure evolution, payment systems digitalization, and the coexistence of cash access with digital assets.